Launch corridors in weeks,
not quarters.
Every new corridor used to mean a new banking partner, a new licence conversation, and months of integration. Credible gives you FX and local payout rails across 40+ markets behind a single API.
One integration, every corridor.
Bank deposits, mobile wallets, and cash pickup in the destinations your senders actually remit to, all reachable through the same endpoints.
40+ payout markets
Reach bank accounts, wallets, and cash-pickup points across Asia, Africa, LatAm, and Europe from one API.
Instant delivery
Real-time rails like IMPS, UPI, Pix and InstaPay land funds while your sender is still in the app.
Mid-market FX
Transparent rates across 30+ currencies, no hidden spread baked into the corridor you quote your users.
Cash pickup built in
Cash-pickup payout powered by MoneyGram reaches recipients without a bank account or a smartphone.
Compliance built in
Async KYB, transaction screening, and sanctions checks so each corridor launches on-rails with regulators.
Prefunded or just-in-time
Fund payouts from a prefunded USD, EUR or GBP balance, or fund each batch as it goes, whichever fits your treasury.
Collect. Convert. Deliver.
One stack covers the full remittance flow, from the sender’s deposit to money in the recipient’s hands.
- 01 · Collection
Named collection accounts
Take sender funds into named USD, EUR, and GBP accounts, or accept cards, UPI, Pix, SEPA, and ACH pay-in.
- 02 · FX
Mid-market conversion
Convert across 30+ currencies at mid-market rates the moment the sender confirms the transfer.
- 03 · Payout
Local rails, 40+ markets
Deliver to bank, wallet, card, or cash pickup on the rail each destination market expects.
- 04 · Settlement
Instant or scheduled
Settle payouts in real time from your prefunded balance, or batch to your treasury cycle, your call.
Remitters we power.
Diaspora money transfer
Add a new send-to country without a new banking integration, and quote instant delivery with an honest FX rate.
Supplier & payroll payouts
Pay overseas suppliers and remote staff across dozens of markets from one balance and one reconciliation feed.
New-market launches
Turn on payout in a market in weeks by reusing the same API, not by onboarding another local partner.
Other businesses we power.
Neobanks
Named multi-currency accounts, card issuing, and same-day settlement, without a banking charter in every market.
Explore →Payment Aggregators
Orchestrate acquirers and local methods behind one API, with split settlement and real-time reconciliation.
Explore →Creator Platforms
Tipping, subscriptions, and marketplace payouts to creators across geographies, without the chargeback headache.
Explore →MTOs
Extend your corridors with bank, wallet and cash-pickup payouts, FX, and sanctions screening in the flow.
Explore →Marketplaces
Take one buyer payment, split it across sellers and fees, and pay every seller out in their local currency.
Explore →SaaS & Subscriptions
Collect subscription revenue in local currencies and methods without a local entity in each market.
Explore →Import/Export
Collect from overseas buyers into named USD, EUR and GBP accounts and pay suppliers in 40+ markets at mid-market FX.
Explore →Every corridor your users ask for, on one API.
Onboard, complete KYB, and move real money into 40+ markets, without a banking partner behind each new corridor.