Accept payments
everywhere your customers are.
Cards, UPI, Pix, SEPA, ACH and mobile wallets, through a single Credible integration. AI-powered routing lifts approval rates while local methods give customers the experience they expect.
100+ payment methods.
One integration.
Add the methods your customers already use: cards, instant bank rails, real-time payments and mobile wallets. Configure in minutes, not quarters.
Cards
Visa, Mastercard, AmEx, Discover, UnionPay, JCB, RuPay, mada, with intelligent routing & 3DS.
- 3DS & SCA flows
- Network tokens
- Account updater
- Smart retries
Bank rails
ACH, SEPA, SEPA Instant, Fedwire, Faster Payments, BACS, IMPS, NEFT, RTGS.
- USD & EUR named accounts
- Direct debit mandates
- Open banking
- Wire reconciliation
Real-time & QR
UPI, Pix, PromptPay, PayNow, FPS, QRIS: instant, low-cost rails native to each market.
- QR & deep-link checkouts
- VPA & alias resolution
- Webhook confirmations
- Refund + dispute flows
Wallets & BNPL
Apple Pay, Google Pay, Alipay, WeChat Pay, M-Pesa, GCash, PayPal and Klarna.
- Mobile-first checkout
- One-tap pay
- Buy now, pay later
- Local wallet coverage
Every method, at a glance.
Filter by type or search for a specific scheme. Each row lists the regions and currencies Credible supports.
| Method | Type | Regions | Currencies |
|---|---|---|---|
| VisaCard network | Cards | Global | All major |
| MastercardCard network | Cards | Global | All major |
| American ExpressCard network | Cards | USEUJPAUCASG | USD, EUR, GBP, JPY + |
| Discover · DinersCard network | Cards | USCAMX | USD, CAD, MXN |
| UnionPayCard network | Cards | CNHKSGMYTHKR | CNY, HKD, SGD + |
| JCBCard network | Cards | JPSGKRTHIDMY | JPY, SGD, KRW + |
| RuPayDomestic card | Cards | IN | INR |
| madaDomestic card | Cards | SA | SAR |
| UPIReal-time payments | Real-time | IN | INR |
| PixReal-time payments | Real-time | BR | BRL |
| PromptPayReal-time payments | Real-time | TH | THB |
| VietQRReal-time QR | Real-time | VN | VND |
| PayNowReal-time payments | Real-time | SG | SGD |
| FPX · DuitNowReal-time payments | Real-time | MY | MYR |
| iDEALBank redirect | Bank rails | NL | EUR |
| BancontactBank redirect | Bank rails | BE | EUR |
| SEPA · SEPA InstantBank rail | Bank rails | EU | EUR |
| ACH · FedwireBank rail | Bank rails | US | USD |
| Faster PaymentsBank rail | Bank rails | GB | GBP |
| IMPSBank rail · Immediate | Bank rails | IN | INR |
| NEFTBank rail · National EFT | Bank rails | IN | INR |
| RTGSBank rail · Real-time gross | Bank rails | IN | INR |
| Apple PayMobile wallet | Wallets | Global | All major |
| Google PayMobile wallet | Wallets | Global | All major |
| AlipayMobile wallet | Wallets | CNHKSG | CNY, HKD, SGD |
| WeChat PayMobile wallet | Wallets | CNHK | CNY, HKD |
| M-PesaMobile money | Wallets | KETZ | KES, TZS |
| GCashMobile wallet | Wallets | PH | PHP |
| KlarnaBuy now, pay later | Wallets | EUUSUKAU | EUR, USD, GBP |
| PayPalWallet & checkout | Wallets | Global | All major |
Built for the way modern checkout actually works.
Access local payment rails, banks and wallets worldwide through a single integration, with AI-powered routing optimised for speed, cost and success rate on every corridor.
AI-optimised checkout
Intelligent orchestration selects the optimal path for speed, cost, and success rate across every corridor.
Seamless global reach
Enter international markets with a single integration. Support local payment methods worldwide.
Hosted & embedded checkout
Drop in a hosted payment page, embed pre-built forms, or build your own UI on the API.
AI-driven fraud protection
Live risk assessment at the transaction level: block fraud without driving away good customers.
Fiat settlement, your currency
Settle to named USD, EUR or GBP accounts via ACH, Fedwire, SEPA Instant or Faster Payments.
Higher approval rates
AI-powered routing, local acquiring, and real-time retries lift authorisation rates on every transaction.
Settle in your currency.
Your treasury, your rules.
Receive pay-in collections to named USD, EUR or GBP accounts, or straight to your local bank account in 30+ currencies.
USD settlement
ACH and Fedwire to a named US account under your business name.
EUR settlement
SEPA and SEPA Instant to a named IBAN, reaching every Eurozone bank.
GBP settlement
Faster Payments and BACS to a UK sort code and account number.
Local-currency settlement
Withdraw straight to your bank in INR, BRL, PHP, NGN, VND and 30+ more at mid-market FX.
Live in four steps.
- 01
Onboard
Create an account and connect your business.
- 02
Verify
Complete async KYB: upload documents and get reviewed.
- 03
Integrate
Use hosted checkout, pre-built forms or the REST API.
- 04
Go live
Switch on methods per market and start collecting.
Pay-in for the industries
other gateways quietly decline.
Remittance Apps
Every corridor with FX and local payout rails, from a single API, so you launch new markets in weeks.
Explore →Neobanks
Named multi-currency accounts, card issuing, and same-day settlement, without a banking charter in every market.
Explore →Payment Aggregators
Orchestrate acquirers and local methods behind one API, with split settlement and real-time reconciliation.
Explore →Creator Platforms
Tipping, subscriptions, and marketplace payouts to creators across geographies, without the chargeback headache.
Explore →MTOs
Extend your corridors with bank, wallet and cash-pickup payouts, FX, and sanctions screening in the flow.
Explore →Marketplaces
Take one buyer payment, split it across sellers and fees, and pay every seller out in their local currency.
Explore →SaaS & Subscriptions
Collect subscription revenue in local currencies and methods without a local entity in each market.
Explore →Import/Export
Collect from overseas buyers into named USD, EUR and GBP accounts and pay suppliers in 40+ markets at mid-market FX.
Explore →Questions, answered.
Which payment methods can I accept?
Cards on every major network, bank rails (ACH, SEPA, Faster Payments, IMPS and more), real-time and QR schemes (UPI, Pix, PromptPay, PayNow), mobile wallets and BNPL, subject to the payer’s market.
Do I need to integrate each method separately?
No. Every method sits behind the same checkout and the same API. You switch methods on per market from the dashboard.
How and when do I get settled?
Collections settle to your named USD, EUR or GBP account, or to your local bank account, on your chosen schedule. Eligible merchants can opt into same-day early settlement.
Can I use my own checkout UI?
Yes. Use the hosted payment page, embed our pre-built forms, or build your own front end on the REST API.
Ready to accept payments globally?
Self-onboard, complete KYB, and put live transactions in front of users, without a sales gate to read the docs.