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Products / API Suite

Cross-border remittance,
as an API.

Move money between countries on one integration. The Credible remittance API handles the corridors, the FX and the local payout rails, fiat in and fiat out, so you can send to bank accounts, wallets and cash across 40+ markets without stitching together a dozen providers.

Fiat-to-fiat40+ marketsOne APICompliance built in
api.crediblepay.com
POST /v1/remittances
{
  "quote_id": "qt_9f2a…",
  "source": { "currency": "USD", "amount": 500.00 },
  "destination": {
    "currency": "INR",
    "rail": "IMPS",
    "account": "HDFC0001234 / ****8821"
  }
}

// 201 Created · status: "delivered" in 0.4s
Why remittance-as-a-service

One integration for every corridor.

Building remittance yourself means a licence, a compliance stack and a separate partner in every destination market. Credible gives you all of it behind a single API (corridors, FX, payout rails and screening) so you ship a cross-border product in weeks, not quarters.

Capabilities

The whole remittance stack, behind one endpoint.

40+ market corridors

Send into India, the Philippines, Nigeria, Brazil, Vietnam and 40+ more, each on the local rail recipients expect.

Built-in FX

Convert at the mid-market rate inside the same call: quote the source amount, we deliver the destination currency.

Instant delivery

Funds land via real-time rails like IMPS, Pix and PromptPay in seconds, not the days a correspondent chain takes.

Compliance in the flow

Sanctions screening, KYC and limits run inside every remittance, backed by licensed infrastructure.

Single REST API

Quote, create and track a remittance with a few endpoints. Webhooks stream status to your systems.

Transparent pricing

See the rate, the fee and the recipient amount up front on every transfer, no correspondent surprises.

How it works

Quote, send, track.

  1. 01

    Quote

    Request a quote for a corridor and amount. The API returns the rate, fee and exact recipient amount.

  2. 02

    Create

    Confirm the remittance with the recipient’s payout details. Compliance checks run automatically.

  3. 03

    Deliver

    Credible routes funds over the best local rail (bank, wallet or cash) in the destination market.

  4. 04

    Track

    Webhooks stream each status change from initiated to delivered, straight into your systems.

FAQ

Questions, answered.

What does fiat-to-fiat mean here?

Your customer sends in local fiat and the recipient receives local fiat. Credible handles the currencies and rails in between.

Do I need my own money-transmission licence?

Remittances run on licensed infrastructure, with sanctions screening, KYC and limits applied inside the flow. Your own licensing needs depend on your model and markets; our team can walk you through it.

How fast do recipients get paid?

On real-time corridors funds arrive in seconds; other rails settle same-day.

How do I integrate?

Through a single REST API (quote, create, track) plus webhooks for status, with a full sandbox.

Ship cross-border in weeks.

Self-onboard, hit the remittance API in the sandbox, and put live corridors in front of your users.